Blogging Made Me Broke – How the Instagram lifestyle can mess up your finances

Think of any given Instagram page and you’ll likely imagine some perfectly curated spread of photos that make the life of the person running it look unobtainable in some way. It might be a barrage of travel photos, make up, outfits, restaurant meals, whatever it is you’re into and using to cram up your feed. Recently, between binge-watching the YouTube channel “The Financial Diet” and speed-reading pretty much the entire finance and business section of Dymocks, I’ve been looking at my own Instagram feed with a critical eye. Blogging makes acquiring these kinds of lifestyles look easy and obtainable, but the simple truth is that they aren’t for most people. If you’re what I would call a “business blogger”, that is to say a savvy individual whose blog is run as a business who is consequently receiving either PR or sponsorships regularly, then living this way probably isn’t driving you into financial ruin because you’ve been clever and monetised appropriately. If, however, you’re more of a “hobbyist”, your situation might look very different. With that in mind, I wanted to share some lessons I’ve learned about the financial truth of “keeping up with the Joneses” on Instagram over the past few years.

 

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Attitude Adjustments for 2019

(which I think you should think about too)

 

I have a theory that New Year’s resolutions happen not because of the idea of a fresh start, but rather because many people get time off around this time of year and so actually have half a second to reflect and decide where their lives need a readjustment (usually in that few days between Christmas and New Years where you’re not even sure what year it actually is any more). I’m someone who frequently freely admits her life is looking rather like a Picasso painting. The difference is that mine isn’t so much artful creativity/a masterpiece as it is just a mess of things happening at once. In saying that, this year has involved a lot of careful thinking and restructuring. This has been out of necessity rather than want, but it has given me some ideas about the coming year and which areas of my life need retuning. A lot of these affect the content I’m going to be bringing to you for 2019, so with that in mind I hope you’ll join me on a deep dive into the attitudes I’m planning to readjust in the coming year.

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4 Quick Tips for Managing Money like a Real Adult

Correlation is not causation, but I find it interesting to note that my life has been falling apart at almost exactly the same rate that the number in my bank account has been deteriorating. Money is a part of life, but managing it is a skill which comes naturally to some people and is like learning a foreign language to others. I fall into the latter category by a country mile, yet that fact has led me to have to actively seek out people and information to help me cultivate my skills. Over the last couple of years, I’ve learned more about money than I have in the entire 26 years preceding that. Given the fact that money issues cause us incredible angst, I figured it might be worth sharing some of the quick tips I’ve picked up which have helped me get through.

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April to July Roundup – All Things How To Girl

So it’s been a while since I’ve done these monthly roundups… whoops. Truth be told, there were a few things I wanted to cover in this post which hadn’t been made public yet so I’ve been biding my time (insert evil cackle here). Now that said things have been announced (see the ever-so-creatively titled section called “Announcement” below), I’m ready to post the roundup. Not only that, but unfortunately my health took a bit of a dive so I wasn’t really in a great position to be blogging. Nevertheless, read on for what April to July brought to the table… apart from a lot of chocolate.

Like… a LOT of chocolate.

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Stop Telling Others to “Choose Happiness”

We’ve all been there before: standing in the stationery store surrounded by pretty colours, oohing and ahhing at the swirly patterns and rose gold embellishments, when suddenly an overly cheerful affirmation printed in giant cursive screams the message “Be Happy!”. You see it and wince, finding yourself feeling vaguely affronted for reasons you can’t quite pin down.
I know I’m not alone in cringing; the exasperation people are beginning to feel with such orders is not unique to my own cynicism, as the popularity of Sarah Knight’s book “The Life-Changing Magic of Not Giving a F**k” demonstrates. Yet there are many hardcore believers who continue to offer well-intentioned advice to the tune of “just choose happiness!”
These affirmations spring from the positive psychology movement which has been a trend of the past decade. Its influence is felt everywhere from the workplace to our home décor. I’m here to tell you that it has to stop.

For those of you gritting your teeth and telling yourself “just be happy” and finding it ineffective, this is for you. Breathe in, breathe out, and read on. As for all those well-intentioned people who offer up these tidbits of advice, I’d like to offer you an alternative which will probably serve the very people you’re trying to help far more effectively.

 

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March Roundup – All Things How-To-Girl

It’s becoming increasingly apparent that my time to blog is usually crammed in between the twenty different lives I lead and try to pass off as one cohesive loop. I feel that this is a trait that many of us wannabe adults (i.e. people who, by definition of their age, should know how to keep their lives together but are actually faking their way through it all and hoping no one notices they have no idea what they’re doing) share – the constant juggling of work, friends, family, hobbies, interests and shiny things that caught our attention at one point or another. I feel like I consequently haven’t had time to connect with you guys the way I want to. A lot of the time, I want to fill you in on smaller things without spending 2,000 words going into the intricacies of a product or event’s good sides and bad. With that in mind, I decided now would be a great time to introduce this new feature.

Welcome to the monthly roundup, where I’ll be filling you in on whatever happenings of the month I think might make your day a little brighter! Topics will be sorted into subtitles, so feel free to scroll and choose what interests you!

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30 Days of Gym-mas

Okay so I totally missed the Christmas post train didn’t I? Actually, I feel like I’ve missed the holiday season in general. The lead up to Christmas is always an insane time of year for me right up until the week before. In saying that, I’ve somehow managed to finish all my Christmas shopping barring the last few pieces (which I need to wait until I get paid to purchase oops) so I’m starting to focus on what needs to be done. In doing that, I decided it was time for a holiday challenge!

The new year is going to be a huge time for me. A lot of changes once again and a lot of prep work that needs to go into my new job. In thinking about what I need to do, I’ve also been reflecting on what I’ve done this year and there’s one big red flag that hovers over my head feeling unfinished.

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How it feels to work with depression and anxiety

As I’m writing this, it is 7:21am on a Monday morning. As with every Monday morning, I dragged myself forcefully out of bed about eighty-one minutes ago. I had, as always, intended on being up far earlier than that, but last night was the usual cycle of panicking about the coming week and consequently not being able to sleep, leading to me panicking about not being able to sleep and therefore continuing the painfully awake loop. Thus it was under duress that I forced my weary feet onto the floor after tossing aside the sheets soaked in my sweat from the nightmares that came when I did finally fall asleep for a meagre few hours. As I rub my eyes and try to focus on the bleary screen in front of me, the same thought permeates my mind:

“I can’t do this.”

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How to Rock the Adelaide Fringe

If you spend any time in Adelaide, then you know that Fringe time kind of turns it into something of a big top circus. It’s hard not to get lost in the sea of shows and treats suddenly assaulting your senses. Don’t get me wrong; it’s a pleasant assault, which usually ends in about five extra kilos on your waistline and potentially a few nights where you can’t quite remember where you left your right shoe, but ultimately it’s worth the insanity.

Nevertheless, sometimes it’s hard to know where to start. So here’s my how-to-girl guide to making the most of a night on the Fringe in Adelaide.

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