Blogging Made Me Broke – How the Instagram lifestyle can f*** up your finances

Think of any given Instagram page and you’ll likely imagine some perfectly curated spread of photos that make the life of the person running it look unobtainable in some way. It might be a barrage of travel photos, make up, outfits, restaurant meals, whatever it is you’re into and using to cram up your feed. Recently, between binge-watching the YouTube channel “The Financial Diet” and speed-reading pretty much the entire finance and business section of Dymocks, I’ve been looking at my own Instagram feed with a critical eye. Blogging makes acquiring these kinds of lifestyles look easy and obtainable, but the simple truth is that they aren’t for most people. If you’re what I would call a “business blogger”, that is to say a savvy individual whose blog is run as a business who is consequently receiving either PR or sponsorships regularly, then living this way probably isn’t driving you into financial ruin because you’ve been clever and monetised appropriately. If, however, you’re more of a “hobbyist”, your situation might look very different. With that in mind, I wanted to share some lessons I’ve learned about the financial truth of “keeping up with the Joneses” on Instagram over the past few years.

 

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Attitude Adjustments for 2019

(which I think you should think about too)

 

I have a theory that New Year’s resolutions happen not because of the idea of a fresh start, but rather because many people get time off around this time of year and so actually have half a second to reflect and decide where their lives need a readjustment (usually in that few days between Christmas and New Years where you’re not even sure what year it actually is any more). I’m someone who frequently freely admits her life is looking rather like a Picasso painting. The difference is that mine isn’t so much artful creativity/a masterpiece as it is just a mess of things happening at once. In saying that, this year has involved a lot of careful thinking and restructuring. This has been out of necessity rather than want, but it has given me some ideas about the coming year and which areas of my life need retuning. A lot of these affect the content I’m going to be bringing to you for 2019, so with that in mind I hope you’ll join me on a deep dive into the attitudes I’m planning to readjust in the coming year.

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4 Quick Tips for Managing Money like a Real Adult

Correlation is not causation, but I find it interesting to note that my life has been falling apart at almost exactly the same rate that the number in my bank account has been deteriorating. Money is a part of life, but managing it is a skill which comes naturally to some people and is like learning a foreign language to others. I fall into the latter category by a country mile, yet that fact has led me to have to actively seek out people and information to help me cultivate my skills. Over the last couple of years, I’ve learned more about money than I have in the entire 26 years preceding that. Given the fact that money issues cause us incredible angst, I figured it might be worth sharing some of the quick tips I’ve picked up which have helped me get through.

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Price Gouging and Makeup Snobbery: Why I buy a lot of expensive high end crap

Someone pointed out to me recently that my favourite products tend to be high end. At the time, the person in question was laughing at my ridiculous stress-purchasing of truly absurdly priced cosmetics (Lancôme La Rose Blush Poudrer anyone?). I agreed with them wholeheartedly and laughed along, but it occurred to me later that I genuinely do have an innate bias against many drugstore products – but probably not for the reasons you might expect. It’s not that I think they’re poor quality or that I suffer some delusions of grandeur about my income which means that I feel compelled to only be seen throwing a designer brand compact into my designer brand handbag (which, of course, is from the current season *hair flip*).
So why don’t I buy a lot of drugstore? Read on!

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